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Home » Rate Board » Mortgage & Equity  Print View

Mortgage Home Equity Rates 


Did you know GenFed members are more likely to return to GenFed for another loan than bank customers are to return to their bank for additional loan services?
Try us! We promise a top notch lending experience.

Annual Percentage Rate
Line of Credit Variable Rate

As low as 3.50% APR

5 Year, 1st Mort. Fixed Rate As low as 5.25% APR
5 Year, 2nd Mort. Fixed Rate As low as 5.75% APR
15 Year, 1st Mort. Fixed Rate

As low as 5.75% APR

10 Year, 2nd Mort. Fixed Rate

As low as 6.25% APR

3/3 ARM Variable Rate As low as 3.50% APR
Balloon Fixed Rate As low as 6.75% APR

Think you found a better rate? Ask about our Flex Rate program where we’ll attempt to match your best-confirmed offer!

'I couldn't have been happier with Angela's service. I've worked in customer service and service related jobs so I recognize a competent employee. I would hire her in a second. Thank you Angela!'
Cheryl G, Akron branch

Rates are effective 12/1/2008 and subject to change at any time. Refinance of existing GenFed loans subject to applicable fees and conditions.  All loans subject to approval, credit analysis and terms.  Variable rate HELOC with no minimum rate (floor).  Rate tied to Prime Rate and will not exceed Prime Rate as published in the Wall Street Journal.  The rate will only rise if Prime rises and will not exceed 18% APR, even if Prime rises above that.  HELOC holders are notified quarterly of rate and payment changes.  ARM rate adjustment at each 36th month increment.  Rates include all possible discounts. Call your branch to determine which discounts apply to you.



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