Personal Loan Rates
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Annual Percentage Rate
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9-Month Signature Loan
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Fixed
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As low as 6.50% APR
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1-Year Signature Loan
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Fixed
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As low as 7.40% APR
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2-Year Signature Loan
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Fixed
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As low as 10.40% APR
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Savings-Secured Loan
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Variable
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As low as 3.25% APR
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Certificate-Secured Loan
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Fixed
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As low as your certificate rate plus 2% APR
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'We have been so pleased with everything! Even though this was a smaller loan for needed things we were treated like a high-end customer. We will do any and all future loans this way! We have bragged to everyone about the great service. Thanks so much!'
Mary Ellen P, Mt. Vernon branch
Rates are effective 7/1/2009 and subject to change at any time. All loans subject to approval and terms. Refinance of existing GenFed vehicle or Real Estate loans subject to a fee and other criteria. Other rates and programs apply to new money only. Rates include all possible discounts. Call your branch to determine which discounts apply to you. APR = annual percentage rate. Annual Percentage Rate (APR) for share secured advances will be adjusted quarterly to three percentage points above share dividend rate which was paid at the end of the previous quarter. The Annual Percentage Rate can change quarterly on the 10th day of the month, January, April, July and October. The interest rate will never be less than 3.00% per year and the maximum rate will not exceed 18.00%. When the rate changes, the payment may be adjusted.
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