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Home » Rate Board » Vehicle Loan Rates  Print View

Vehicle Loan Rates 


Did you know GenFed members are more likely to return to GenFed for another loan than bank customers are to return to their bank for additional loan services?
Try us! We promise a top notch lending experience.

Term Annual Percentage Rate
2 year As low as 5.24% APR
3 year As low as 5.24% APR
4 year As low as 5.24% APR
5 year As low as 5.24% APR
6 year As low as 5.74% APR

Considering purchasing a new or used hybrid car*?  If you do, we will give you a 0.25% APR discount on your auto loan rate!  Contact us for more information!

Think you found a better rate? Ask about our Flex Rate program where we’ll attempt to match your best-confirmed offer!

Now, participating dealerships in the Akron, Sheffield Lake, Lorain and Wadsworth areas can provide GenFed financing!  As always, we hope to hear from you personally in our branches.  Our loan officers remain committed to working with you in our branches to provide prompt, courteous service at the most competitive rates.

'Even though we have past auto loans with GenFed, this was definitely the easiest and best experience so far! Thank you!'
Jennifer H, Mt. Vernon branch

'I had talked with Cathy several months earlier and told her I was interested in upgrading my car. She told me she could give me a loan. I found a car and within an hour I had the loan and the car in my driveway. Everything went so smooth, I was very impressed and satisfied. Thank you, Cathy!'
Sandra S, Bryan branch


Rates are effective 12/1/2008 and subject to change at any time. All loans subject to approval and terms. Vehicle loan terms may be limited and rate may change based on age of vehicle. Refinance of existing GenFed vehicle or Real Estate loans subject to a fee and other criteria. Other rates and programs apply to new money only. Rates include all possible discounts. Call your branch to determine which discounts apply to you. *Hybrid’ as defined by http://www.fueleconomy.gov.


Contact us for details.
Most new or used vehicles financed with GenFed are eligible.



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