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caption curve

h2 Back in my quaint garden

h3 Jaunty zinnias vie with flaunting phlox

h4 Five or six big jet planes zoomed quickly by the new tower.

I'm a CTA

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Platinum MasterCard

Enjoy the purchasing power and worldwide acceptance with the friendly local service you always get from GenFed! We offer budgeting help, and you won't be subjected to outside telemarketing 0% APR for the first 6 months on purchases.

  • 2.99% APR for the first 6 months on balance transfer
  • 1% rebate for balance transfer (up to $50)
  • Competitive rates
  • No annual fees
  • 25 day grace period on purchases
  • Convenient online account access or make payments at your local branch
  • Protection for disputing a charge

Apply Now

Bronze MasterCard

Enjoy the purchasing power and worldwide acceptance with the friendly local service you always get from GenFed! We offer budgeting help, and you won't be subjected to outside telemarketing 0% APR for the first 6 months on purchases.

  • 2.99% APR for the first 6 months on balance transfer
  • 1% rebate for balance transfer (up to $50)
  • Competitive rates
  • No annual fees
  • 25 day grace period on purchases
  • Convenient online account access or make payments at your local branch
  • Protection for disputing a charge

Apply Now


Blockquote: I quickly explained that many big jobs involve few hazards

This is a mult-line blockquote with a cite reference. People think focus means saying yes to the thing you’ve got to focus on. But that’s not what it means at all. It means saying no to the hundred other good ideas that there are. You have to pick carefully. I’m actually as proud of the things we haven’tdone as the things I have done. Innovation is saying no to 1,000 things. Steve Jobs – Apple Worldwide Developers’ Conference, 1997


Tables can have captions now.
Person Number Third Column
Someone Lastname 900 Nullam quis risus eget urna mollis ornare vel eu leo.
Person Name 1200 Vestibulum id ligula porta felis euismod semper. Donec ullamcorper nulla non metus auctor fringilla.
Another Person 1500 Vivamus sagittis lacus vel augue laoreet rutrum faucibus dolor auctor. Nullam id dolor id nibh ultricies vehicula ut id elit.
Last One 2800 Morbi leo risus, porta ac consectetur ac, vestibulum at eros. Cras mattis consectetur purus sit amet fermentum.

Deposit Rates

Checking Account Rates
Effective Date: 3/1/2024
Account TypeRequired Opening DepositMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
eInterest Plus Checking $50 $0.00 0.05%
50+ Interest Checking $50 $0.00 0.05%
Premier Interest Checking $50 $0.00 0.05%
Premier Interest 2nd Tier $50 $1,500.00 0.50%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

Traditional Savings Account Rates
Effective Date: 3/1/2024
Required Opening DepositMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
$5 $100.00 0.05%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

Special Purpose Savings Account
Effective Date: 3/1/2024
TypeMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
Christmas Club $100.00 0.10%
All Other Club Accounts $100.00 0.05%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

Health Savings Account
Effective Date: 3/1/2024
BalanceTiered Dividend Rate/APY (Interest Rate)
Below $100 0.00%
$100.00 - $2,499.99 0.50%
$2,500.01 - $10,000.00 0.65%
$10,000.01 and up 1.06%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

Accumulator Savings Account
Effective Date: 3/1/2024
Accumulator TypeMinimum Balance to OpenMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
Certificate Savings Club N/A $100.00 0.05%
IRA Savings $100.00 $100.00 0.05%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

Youth Account Rates
Effective Date: 3/1/2024
TypeRequired Opening DepositMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
Cash Cow Savings Account N/A N/A 0.05%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

Money Market Rates
Effective Date: 3/1/2024
BalanceDividend Rate/APY (Interest Rate)
Below $2,000.00 0.00%
$2,000.00 - $19,999.99 0.50%
$20,000.00 - $74,999.99 0.65%
$75,000.00 and up 1.06%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

Certificate Rates
Effective Date: 3/1/2024
TypeTermMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
Standard Certificates 6 Month $1,000.00 1.00%
  9 Month $1,000.00 1.00%
  12 Month $1,000.00 1.15%
  18 Month $1,000.00 1.25%
  24 Month $1,000.00 4.80%
  30 Month $1,000.00 1.25%
  36 Month $1,000.00 1.50%
  48 Month $1,000.00 1.75%
  60 Month $1,000.00 2.00%
IRA Certificates 12 Month $1,000.00 1.15%
  18 Months $1,000.00 1.25%
  24 Month $1,000.00 4.80%
  30 Month $1,000.00 1.25%
  36 Month $1,000.00 1.50%
  48 Month $1,000.00 1.75%
  60 Month $1,000.00 2.00%
Youth Certificate 3 Month $500.00 0.75%
Education IRA Certificate Same as standard certificates $500.00 Standard rate + 0.25%*
Bump-Up Certificate 37 Month $1,000.00 1.15%**
Bump-Up Certificate 57 Month $1,000.00 1.60%**

*Education IRA Certificates receive a 0.25% APY increase over non-special rates for first time deposits.

Certificates: Rates are subject to change at any time. Penalty will be imposed for early withdrawal. Disclosures available upon request. Contact Genfed staff for more information about current rates, terms and fees. Fees or early withdrawals could reduce earnings on certificates. We may offer different rates in the future. *3-month certificate is for MINORS ONLY with a minimum of $500. Minimum balance to earn is $1,000 for share certificates. APY = annual percentage yield. **Available on new money only. Minimum deposit is $1,000. One rate increase can be requested and performed during the life of the certificate to a current standard rate. Bumps will be made to the rate available for the term closest to, but no greater than, the number of months remaining on the Bump-Up Certificate. Will roll over into S1 Share Savings account at maturity.

IRA certificates: Rates are subject to change at any time. Penalty will be imposed for early withdrawal. Disclosures available upon request. Contact GenFed staff for more information about current rates, terms and fees. Fees or early withdrawals could reduce earnings on certificates. We may offer different rates in the future. Minimum balance to earn is $1,000 for IRA. APY = annual percentage yield.

 

Checking Account Rates
Effective Date: 3/1/2024
Account TypeRequired Opening DepositMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
eInterest Plus Checking $50 $0.00 0.05%
50+ Interest Checking $50 $0.00 0.05%
Premier Interest Checking $50 $0.00 0.05%
Premier Interest 2nd Tier $50 $1,500.00 0.50%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.


Definition List Title
Definition list division.
Kitchen Sink
Used in expressions to describe work in which all conceivable (and some inconceivable) sources have been mined. In this case, a bunch of markup.
aside
Defines content aside from the page content
blockquote
Defines a section that is quoted from another source

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