With GenFed, you’ve always got access to your accounts right at your fingertips! We know you lead a busy life and that you might not always have time to stop by a branch, so we offer free services that make it easy for you to get your banking done on the go.

Online and Mobile Banking

GenFed’s free online and mobile banking services make it easy to securely manage your money anytime, anywhere! You can also choose eStatements instead of receiving your account statements in the mail.

 Online BankingMobile App
Check balances and conduct routine transactionsXX
Review account statementsX
Set up new bill paymentsX
Pay billsXX
Person to person paymentsX
Remote check depositXX
Open accountsX
Apply for loansXX

See our tips for online and mobile safety.

Download the GenFed Mobile Credit Card App

Available on the App Store   Android App on Google Play

Download the GenFed Mobile App

Available on the App Store   Android App on Google Play

Download the GenFed ipad App

Available on the App Store

Mobile Wallet

Use your Mobile Wallet to pay in stores without swiping your cards and in apps without entering payment and contact information.  This service is available with both the GenFed debit or credit card.  Payment information is protected, so when adding a card with Mobile Wallet, the actual credit and debit card numbers are not stored on the device, nor on servers, and cashiers never see your name, card numbers or security code.  Mobile Wallet is easy to set up and you will continue to receive all of the rewards and benefits offered with your GenFed credit and debit cards.

Debit and Credit Alerts

Transaction alerts, via email or text, can be set for transactions over a set dollar amount, international transactions, declined transactions, or card not present transactions.  You can sign up for credit alerts once logged into the Mastercard site using the Mastercard login link below or using the credit alerts link in the quick links section of the credit cards page.  You can sign up for debit alerts using the debit alerts link in the quick links section of the checking accounts page.

Direct Deposit and Payroll Deduction

With direct deposit and payroll deduction, you can have some or all of your paycheck sent automatically to your GenFed accounts.

You’ll need to talk with your employer to set up payroll deduction or direct deposit. Here’s some information you will need to provide them.

  • Financial institution name: GenFed Financial
  • Routing number: 241273269
  • Your account number
  • Our contact information

Social Security and SSI check recipients can call the Go Direct helpline at 800.333.1795, or sign up online at www.godirect.org.

Money Mover

Have a reoccurring electronic debit, initiated by GenFed, from another institution that credits your GenFed savings, checking or loan or any combination of these accounts, at no cost to you. Ask your local branch to get started.

Bank by Phone

As an alternative to online and mobile banking or visiting a branch, you can call GenFed 24 hours a day. FREDI, our 24 hour touch tone teller service, will be happy to help!

  • Check your account balances
  • Transfer funds
  • Check our current rate
  • Calculate your loan payments

Just call (800) 850-5451 and follow the prompts.