GenFed credit cards give you reliable low rates and great local service.

Transactions and additional account information are available inside of Internet/mobile banking, by clicking on the MasterCard Login icon above, or through the GenFed Cards mobile app.

Lock and unlock your GenFed MasterCard in the Cards mobile app.  You can also use the app to report your MasterCard lost or stolen.

Transaction and account alerts (i.e. declines, international transactions, authorization amounts and card not present) are also available by registering here, and inside of Internet/mobile banking under credit cards.

Plus add your GenFed Mastercard to your phone’s Mobile Wallet for ease in paying at the store or in apps.

You can even pay your bill online, in a branch or over the phone!

Additionally, personalize your GenFed credit card with your favorite photo or pick one of our stock images for your card with the ‘Design your own card’ option!

Going on a trip?  Register your trip to avoid potential disruption in service for your MasterCard at the GenFed Cards mobile app.  Or, contact your branch or the number on the back of your card (866-820-3844) to relay your trip information.

Download the “GenFed Cards” mobile app from the App Store or Google Play.

Available on the App Store     Android App on Google Play

Enjoy the purchasing power and worldwide acceptance with the friendly local service you always get from GenFed! We offer budgeting help, and you won’t be subjected to outside telemarketing.

  • 0% APR for the first 6 months on purchases
  • 2.99% APR for the first 6 months on balance transfers
  • 1% rebate for balance transfers (up to $50)
  • Competitive rates
  • No annual fees
  • 25 day grace period on purchases
  • Convenient online account access or make payments at your local branch
  • Protection for disputing a charge
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Earn rewards with every credit card purchase you make! This exclusive program from GenFed makes it easy to earn travel opportunities, cash back, gift cards, premium merchandise, and more.

  • Competitive rates
  • 1 point for every $1 you charge
  • No limit to the number of points you can earn
  • Points are good for 5 years
  • Choose from hundreds of CURewards options when you redeem points

From top of the line electronics to jewelry, housewares, sporting gear and travel, we make having a credit card a more rewarding experience.

Find your rewards balance, recent activity and rewards options or redeem your points by visiting ‘Credit Cards’ in Internet/mobile banking and then navigating to the ‘services’ menu.

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Specifically for members between the ages of 18 and 21, GenFed’s Credit Builder MasterCard helps younger members establish good credit.

  • Competitive rates
  • Free credit counseling session with a GenFed loan officer
  • Convenient online access
  • 25 day grace period
  • Co-signer not required

There’s no minimum income requirement, you just have to work a minimum of 15 hours work per week.

Members age 18-21 also qualify for a special auto loan discount.

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Is your credit less than perfect? We can help you rebuild it! A Clean Start MasterCard from GenFed offers easy approval for members with damaged credit and helps them improve their credit score.

  • $300 to $500 limit helps you keep spending in check
  • Competitive rates
  • Low $5 monthly fee
  • No share pledge required

After 2 years of on-time payments, you may be able to transfer to a lower rate, higher limit, no-fee GenFed MasterCard.

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See disclosures for more information.