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Become a Member

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Become a Member

Don't have 10 minutes to complete the full membership application? Click HERE and take 60 seconds to get started now!


When you bank with GenFed Financial Credit Union, you’re more than an account holder – you’re a member! As a member-owned, full-service financial institution, our sole purpose is to serve our members better. We do that by offering outstanding low loan rates, top investment rates, low fees and specialized services.

It’s free to join! Become a GenFed Financial Credit Union member today to take advantage of our exclusive services.


GenFed membership is open to anyone who resides, works, attends school, volunteers or worships in the following areas:

  • Lorain County, Ohio
  • Summit County, Ohio
  • Erie County, Ohio
  • Medina County, Ohio
  • Williams County, Ohio
  • Paulding County, Ohio
  • Marion County, Illinois
  • Jefferson County, Illinois
  • Clinton County, Illinois

You can also become a member if you reside, work, attend school or worship in these areas:

  • Cuyahoga County, Ohio
  • Portage County, Ohio
  • Defiance County, Ohio
  • Shelby County, Indiana (reside or work only)

Once you’re a member, your immediate family members are eligible for GenFed membership! Plus GenFed membership is good for life, even if you or your family members relocate out of our membership area.

You may also be eligible if you or your immediate family work for one of the select employee groups we have traditionally served. To check your eligibility, please visit a branch.

How to Join

Becoming a GenFed member is easy! To get started, simply open a Traditional Savings account with GenFed.

Open an Account

Important Information about Procedures For Opening A New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


If you’re a business owner, both you and your employees can benefit from GenFed membership!

There is no charge to offer GenFed membership to your employees. Your employees will benefit from access to more affordable loans, checking accounts with fewer fees, higher yields on savings and investment accounts, personal service, and free financial education and counseling.

To open a business account, you may need the following documents:

  • Driver’s license or ID for each account signer/owner
  • Trade name certificate
  • Tax information: personal TIN, IRS tax determination letter, EIN for organization/group
  • Documentation of membership to national charter (includes EIN)
  • Proof group exists (such as minutes, roster, etc., partnership agreement, certificate of limited partnership, SOS certificate of good standing, articles of organization, etc.)

Visit a branch to learn more!