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Ages 12 and Under

Home > Bank > Youth Accounts > Ages 12 and Under

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Ages 12 and Under

If you have a child age 12 or younger, help them learn that saving can be fun with the Cash Cow Children’s Savings Club! Talk to your child about money now to help them succeed in the future. 

When you open your child or grandchild’s Cash Cow savings account, we’ll add an additional $5 to your first deposit. When they bring their filled Cash Cow bank back to us to deposit their change, we’ll also deposit an additional $5 in their account up to 4 times per year!

Youth Account Rates
Effective Date: 3/1/2024
TypeRequired Opening DepositMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
Cash Cow Savings Account N/A N/A 0.05%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

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