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Health Savings Account

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Health Savings Account

A Health Savings Account (HSA) gives you the option to save money tax-free for current and future out-of-pocket heath expenses.

To contribute to an HSA, you must be covered under an HSA-eligible high deductible health plan (HDHP). In addition, you cannot be enrolled in Medicare, be eligible to be claimed as a dependent on another person’s tax return, or be covered by another health plan (with limited exceptions).

Health Savings Account
BalanceTiered Dividend Rate (APY)
Below $100 0.00%
$100.00 - $2,499.99 0.10%
$2,500.01 - $10,000.00 0.12%
$10,000.01 and up 0.15%

You can make saving automatic with direct deposit, payroll deduction, or by setting up recurring transfers from other accounts. Plus, it’s easy to manage your savings with free online and mobile banking and your choice of free printed or e-Statements.

Open an Account

APY = Annual Percentage Yield. See rates page for full rates disclosures.  ACCOUNTS INSURED UP TO $500,000. American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account.