After enrolling for remote deposit in online or mobile banking you can easily deposit a check using your mobile device or PC and scanner. Deposits, if done before 3:00 PM ET, are credited the following business morning.
Use the images on our Remote Toolkit to make your first remote check deposit to see how easy it is and get $1 just for trying! Print the images and make sure to date the front and then sign, add your member number and date the back.
How do I remotely deposit a check?
Access DeposZip by logging in to online or mobile banking, and navigating to ‘check deposit’ under ‘manage money.’ Access the mobile banking hamburger menu if you have an iPhone, Android or Windows mobile device.
What are the hardware and software specifications for DeposZip?
The App Store (Apple)
Google Play (Android)
Windows Store (Windows Phones)
How quickly will the depost be credited to my account?
All deposits will be posted the next business day by 10:00am EST. Deposits made after 3:00pm EST will be considered deposited the next day and will post the second business day by 10:00am
How quickly will the funds be avaialable for me to use?
Funds will be available immediately upon being credited to your account.
Is there a limit on the amount of cash that can be deposited?
The default limit is $1,000 per check/day and $4,000 per rolling 30 days.
Are there any type of checks that cannot be submitted using DeposZip?
The following items cannot be submitted for deposit using DeposZip:
How should I endorse the check?
Please sign the back of each check and include the following endorsement information:
For deposit only at GenFed Financial CU
Account Number: ####*
Via DeposZip
On mm/dd/yyyy**
*#### = your account number
**mm/dd/yyyy = today’s date
Please note: if the back of the check is not properly endorsed, we reserve the right to reject the check for deposit.
How do I make a deposit through Online Banking?
After you endorse the back of the check(s) according to the instructions above, you will need to do the following:
How do I make a deposit with my mobile device?
After you endorse the back of the check(s) according to the instructions above, you will need to do the following:
How long should I hold on to my check(s) after I scan it using DeposZip?
Once you have scanned your check(s) and your deposit has been credited to your account, you should securely store the original check(s) for 30 days before destroying it.
If I have questions, where can I go to recieve help?
If you are within the DeposZip section of Online Banking, you can select “Help” or “?” as you begin the transaction and you will see information specific to the page you are on. You can also send an email to deposzip@genfed.com or call your local branch.