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eInterest Plus

Home > Bank > Checking Accounts > eInterest Plus

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eInterest Plus Checking

Earn money back on the money you use every day! Our eInterest Plus Checking account pays you dividends on the funds in your checking account with the convenience of Direct Deposit or any Automatic Payment! Plus, we let you keep more of your money because there are no per-check charges and you get unlimited free Debit Card transactions.

The ‘Plus’ in the name indicates a possible loan rate discount for moving your loans to GenFed!

Competitive Rates

Earn interest when you use the convenience of Direct Deposit or Automatic Payment!

Checking Account Rates
Account TypeRequired Opening DepositMinimum Balance to Earn DividendsDividend Rate (APY)
eInterest Plus Checking $50 $0.00 0.05%
50+ Interest Checking $50 $0.00 0.05%
Premier Interest Checking $50 $0.00 0.05%
    $1,500.00 0.15%

Great Services

With your eInterest Plus Checking account, you’ll get all the free services that are included in our Simply Free Checking account, plus earn interest!  There is no minimum balance requirement or monthly service charge.

  • Competitive interest rate
  • Free Online and Mobile banking with Text Alerts
  • Free Mobile Banking with Mobile Deposit
  • Free Debit Card with access to over 100,000 ATMs Nationwide
  • Free Bill Pay
  • Free Debit Card with unlimited transactions
  • Free eStatements with Online Check Images (or free paper statements)
  • Free Thank You Gift
  • We’ll buy back your unused checks and debit cards from another financial institution up to $10
  • Full business day deposit policy (no business day cut-off time for deposits)

Plus, you can protect your account from accidental overdrafts with our overdraft protection options.

Open an Account

See rates page for full rates disclosures.