COVID-19 – Most branch lobbies have re-opened with standard hours while reserving the first hour of each day for senior citizens and at-risk members.  Learn More

Close mobile menu
Online Banking Login
mastercard logo MasterCard Login
Interior Hero Desktop Test
Interior Hero Mobile Test

Simply Free

Home > Bank > Checking Accounts > Simply Free

caption curve

Simply Free Checking

It’s your money, so we believe you shouldn’t have to pay to use it! Our Simply Free Checking account makes it easy for you to get the most out of your money because there’s no charge for the day to day services you need. There’s also no minimum balance requirement, so it’s easy to get started!

No Fees, Period

This account has no minimum balance requirement, no monthly fees, no per-check charges, and unlimited free debit card transactions. You’ll also enjoy access to 100,000 surcharge-free ATMs.

Free Services

We make it easy to stay connected!

  • Free Online and Mobile Banking with Text Alerts
  • Free Mobile Banking with Mobile Deposit
  • Free Debit Card with access to over 100,000 ATMs Nationwide
  • Free Bill Pay
  • Free Debit Card with unlimited transactions
  • Free eStatements with Online Check Images (or free paper statements)
  • Free Thank You Gift
  • We’ll buy back your unused checks and debit cards from another financial institution up to $10

Enjoy GenFed’s full business day deposit policy (no 2pm cut off here!), plus optional services such as Direct Deposit and Pop Money person to person payments.  Plus, you can protect your account from accidental overdrafts with our Overdraft Protection options.

Our great selection of checks are reasonably priced and your first order is 50% off!

Open an Account

See rates page for full rates disclosures.