If you receive a call or text from someone claiming to be from GenFed requesting personal information, do not respond or provide information.  GenFed will never call or text members to ask for personal information.  Always call your local branch to verify.  More Info.

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Simply Free

Home > Bank > Checking Accounts > Simply Free

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Simply Free Checking

It’s your money, so we believe you shouldn’t have to pay to use it! Our Simply Free Checking account makes it easy for you to get the most out of your money because there’s no charge for the day to day services you need. There’s also no minimum balance requirement, so it’s easy to get started!

No Fees, Period

This account has no minimum balance requirement, no monthly fees, no per-check charges, and unlimited free debit card transactions. You’ll also enjoy access to 100,000 surcharge-free ATMs.

Free Services

We make it easy to stay connected!

  • Free Online and Mobile Banking with Text Alerts
  • Free Mobile Banking with Mobile Deposit
  • Free Debit Card with access to over 100,000 ATMs Nationwide
  • Free Bill Pay
  • Free Debit Card with unlimited transactions
  • Free eStatements with Online Check Images (or free paper statements)
  • Free Thank You Gift
  • We’ll buy back your unused checks and debit cards from another financial institution up to $10

Enjoy GenFed’s full business day deposit policy (no 2pm cut off here!), plus optional services such as Direct Deposit and Pop Money person to person payments.  Plus, you can protect your account from accidental overdrafts with our Overdraft Protection options.

Our great selection of checks are reasonably priced and your first order is 50% off!

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See rates page for full rates disclosures.