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50+ Interest Checking

Home > Bank > Checking Accounts > 50+ Interest Checking

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50+ Interest Checking

A perfect account for members 50 and better! Receive interest and FREE standard checks!

No Fees, Period.

This account has no minimum balance requirement, no monthly fees, no per-check charges, and unlimited free debit card transactions. You’ll also enjoy access to 100,000 surcharge-free ATMs.

You’ll get all the services that are included in our other checking accounts, plus earn interest and get FREE checks.

Competitive Rates

Earn interest when you use the convenience of Direct Deposit or Automatic Payment!

Checking Account Rates
Effective Date: 6/1/2024
Account TypeRequired Opening DepositMinimum Balance to Earn DividendsDividend Rate/APY (Interest Rate)
eInterest Plus Checking $50 $0.00 0.05%
50+ Interest Checking $50 $0.00 0.05%
Premier Interest Checking $50 $0.00 0.05%
Premier Interest 2nd Tier $50 $1,500.00 0.50%
Regular savings, money markets, accumulators and checking: Rates are subject to change at any time. Annual percentage yield on regular savings accounts is accurate as of the last declaration date of 1/1/2023. Rates may change after a savings, money market or checking account is opened. Disclosures available upon request. Minimum balance to earn dividends is $100 for regular savings, $1,000 for IRA, $2,000 for money market, $75000.01 for Jumbo Money Market and $1500 for eInterest and second tier of Premier Interest checking. Fees could reduce earnings on accounts. We may offer different rates in the future. APY = annual percentage yield.

Free Services

  • Competitive interest rate
  • Free Online and Mobile Banking with Text Alerts
  • Free Mobile Banking with Mobile Deposit
  • Free Debit Card with access to over 100,000 ATMs Nationwide
  • Free Bill Pay
  • Free Debit Card with unlimited transactions
  • Free eStatements with Online Check Images (or free paper statements)
  • Free Thank You Gift
  • We’ll buy back your unused checks and debit cards from another financial institution up to $10
  • Full business day deposit policy (no business day cut-off time for deposits)
  • Pop Money person to person payments

Plus, you can protect your account from accidental overdrafts with our overdraft protection options.

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See rates page for full rates disclosures.