Talk to a loan advisor! Call or text 330.849.3013. OR Apply Now
Drive off into the sunset with the perfect vehicle loan from GenFed! Whether you’re buying a new or used car, RV, boat or motorcycle, we offer competitive rates and fast approval. If you love your vehicle but not your car payment, ask us about refinancing!
You may qualify for a 0.25% discount on your auto loan if:
We also offer financing for motorcycles, RVs, boats, and more.
7 Reasons to Get Your Vehicle Loan at GenFed
Start your car search here! GenFed offers competitive rates and fast preapproval, plus we can tell you what the dealer paid for the new car you’re looking at, the NADA value of the used car you’re considering, or the NADA value of your trade-in.
Shopping for a car doesn’t have to be stressful. Instead of trying to figure out what offer is best for you in the high-pressure atmosphere of a car dealership, you can shop with confidence with a preapproved car loan from GenFed.
Get your low-rate auto, boat, motorcycle or RV loan pre-approved and we’ll give you $50 cash when you come back and close your loan!**
GenFed's remote loan payment service gives you the ability to schedule a payment from a checking account at another financial institution. You can even schedule alerts and reminders to let your know your payment has been made.
GenFed has also partnered with PayNearMe to accept cash deposits and loan payments at a number of community merchants for same day processing to your GenFed account or loan.
Vehicle Loan Rates
| Vehicles | |
| Effective Date: 4/1/2024 | |
| Loan Type | APR as low as |
| Auto Loan | 5.49% |
| RV/Boat/Camper | 7.24% |
| Motorcycle | 6.99% |
| Tractor/Mower/ATV | 7.49% |
| APR stands for Annual Percentage Rate. Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Call your branch to determine which discounts apply to you. | |
* Interest will continue to accrue over the 90 days.
** Minimum loan amount is $5000.00 and loans with Flex Rate approvals are ineligible. There is a limit of one incentive per member.
Save time and money on your next new or used car! Get pre-approved for your loan through GenFed and search your favorite brands on-line and get discounted pricing offers with GenFed’s car buying service powered by TrueCar.
Click here for information on how it works.
Credit union members could save hundreds of dollars on car insurance through the TruStage® Auto Insurance Program. And it can be easy to switch carriers—without losing any money. Get a free quote today. Don’t wait to see how much you could save.
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