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Loan Rates

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Loan Rates

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Loan Rates

Vehicles
Effective Date: 4/1/2024
Loan TypeAPR as low as
Auto Loan 5.49%
RV/Boat/Camper 7.24%
Motorcycle 6.99%
Tractor/Mower/ATV 7.49%
APR stands for Annual Percentage Rate. Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Call your branch to determine which discounts apply to you.

Credit Card Rates
Effective Date: 4/1/2024
TypeAPR as low as
Platinum MasterCard 17.50%
Rewards MasterCard 18.00%
Credit Builder MasterCard 17.50%
Clean Start MasterCard 17.50%

See Disclosures

APR stands for Annual Percentage Rate. Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Call your branch to determine which discounts apply to you.

QuickLoan
Rates
Please contact one of our Loan Officers for current rates.

Signature Loan
Effective Date: 4/1/2024
TermAPR as low as
Fixed-rate 5.99%
APR stands for Annual Percentage Rate. Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Call your branch to determine which discounts apply to you.

Secured Loan
Effective Date: 4/1/2024
TypeAPR as low as
Savings Secured (Variable) 3.05%
Certificate Secured (Fixed) Certificate rate + 2.00%

APR stands for Annual Percentage Rate. Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Call your branch to determine which discounts apply to you.

Rates and programs apply to new money only. Annual Percentage Rate (APR) for share secured advances will be adjusted quarterly to three percentage points above share dividend rate which was paid at the end of the previous quarter. The Annual Percentage Rate can change quarterly on the 10th day of the month, January, April, July and October. The interest rate will never be less than 3.00% per year and the maximum rate will not exceed 18.00%. When the rate changes, the payment may be adjusted.

Personal Line of Credit
Effective Date: 4/1/2024
TypeAPR as low as
36 Months 11.83%
APR stands for Annual Percentage Rate. Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Call your branch to determine which discounts apply to you.

Home Equity Rates
Effective Date: 4/1/2024
TypeAPR as low as
Home Equity Line of Credit (Variable) 8.25%
2nd Mortgage Home Equity Loan
10 Year Home Equity Loan (Fixed) 7.99%

Please contact us for rates on longer terms.

APR stands for Annual Percentage Rate. Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Call your branch to determine which discounts apply to you.

Refinance of existing GenFed loans subject to applicable fees and conditions. Variable rate HELOC with a 3.00% APR minimum rate (floor). Rate tied to the Prime Rate as published in the Wall Street Journal. The rate will only rise if Prime rises and will not exceed 18.00% APR, even if Prime rises above that. HELOC holders are notified quarterly of rate and payment changes. ARM rate adjustment at each 36th month increment.

1st Mortgage Refinance/Equity Loan Rates
Effective Date: 4/1/2024
TypeAPR as low as
15 Year Mortgage (Fixed) 5.74%
30 Year Mortgage (Fixed) 6.49%
3/3 ARM (Variable) 6.63%
Balloon Mortgage (Fixed) 7.00%
APR stands for Annual Percentage Rate. Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Call your branch to determine which discounts apply to you.

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Student Loan Rates

Please click here for current rates.